25-Year-Old Living in N.Y.C. Explains How He Eats Out for Almost Every Meal Without Breaking the Bank (Exclusive)

**Young Creator Shares Budgeting Secrets While Dining Out in New York City**

Kevin Smedley, a 25-year-old social media influencer based in New York City, has carved out an impressive niche by sharing his unconventional spending habits with over 400,000 followers on platforms such as TikTok. Under the username “King Kev,” he has become known for his engaging content that centres around his daily budgets, which often include meals at various restaurants rather than preparing food at home.

In a city where dining out can quickly escalate into a costly affair, Smedley argues that eating out daily contributes more positively to his happiness than traditional meal prepping or cooking at home. He claims the joy derived from enjoying meals with coworkers outweighs the monetary expense, and that keeping his dining choices affordable while still enjoying variety has become an integral part of his routine.

Smedley recalls a pivotal moment when he recognised the benefits of his approach: “The best part of the day was eating with my coworkers and going out and getting lunch,” he stated. “I was spending slightly more than I would on groceries, but the happiness it brought me made it worthwhile.” This realisation prompted him to forego grocery shopping altogether, and instead, he opted to indulge in his favourite takeout options—often treating himself to fast food establishments like Chipotle.

While he boasts a standard 9-to-5 job, Smedley balances his corporate responsibilities with social media as a side venture. He believes that avoiding the hassle of grocery shopping—especially as a single person—has been a game-changer. “It’s so hard to get groceries for one,” he explained. “Meal prepping may be cheaper, but I prefer variety over the same dish every day. Yet, paradoxically, I still manage to have Chipotle at least three times a week.”

Smedley’s videos provide a glimpse into daily life within New York City, particularly how he creatively manages his dining expenses. He emphasizes the importance of being resourceful, often utilising reward programs and seasonal promotions to keep costs down. The young creator actively engages in budget challenges, turning spending into a game by drawing random budget amounts—his lowest so far being a mere £3 for a day.

To ensure he maximises his budget, Smedley keeps track of available freebies at various fast-food chains. He often resorts to following other creators who specialise in sharing these deals to inform his choices. “If I set a tight budget for the day, I’ll refer to these accounts to see if there are any publicly stated offers,” he noted. This meticulousness aids him not only in enjoying his meals at a lower cost but also in accumulating rewards that provide additional benefits.

Recognising that his dietary choices may not be the healthiest, Smedley is unfazed. He remarks that healthier dining options might significantly inflate his expenses, suggesting that practicality often guides his decisions. “My eating habits could certainly be better, but when it comes down to it, it’s about finding what works best within my budget,” he explained.

Beyond his frugal spending on food, Smedley’s social media income plays a substantial role in his financial strategy. He has been able to build an emergency fund and invest in stocks, reinforcing his long-term financial goals. With aspirations of wealth, Smedley views saving early in life as a gateway to financial success. “I truly believe that early retirement and financial security are very attainable goals,” he stated passionately.

Smedley has a clear message he aims to share through his online presence: “I encourage everyone to direct their finances towards what brings them joy.” He acknowledges the need to save without compromising one’s happiness, urging his audience to find a balance that works for them. “Pinching every penny can lead to frustration. Instead, spend wisely on things that enhance your quality of life while cutting back on what doesn’t add value.”

Through his innovative approach to budgeting and expenditures, Kevin Smedley continues to inspire a growing audience in navigating the complexities of finances while still enjoying the little pleasures in life, all within the vibrant backdrop of New York City.